Believe it or not, 2019 will be over in less than two months. Did you accomplish everything on your to-do list for this year? Well, there’s one task that you definitely need to address before 2020 comes around—your routine visit to the dentist. Although this appointment may seem overly simple or insignificant, it can have a huge impact on your oral health and your wallet. If you have a dentist who takes insurance in Lincoln or has an in-house savings plan and you get benefits, you need to make sure that you take advantage of them. Here are some good reasons why you need to fit in this visit before the year ends.
You’ve Already Paid for Your Benefits.
Throughout the year, you’ve paid your monthly premiums for dental insurance. As a result, you are entitled to use your benefits. In some cases, the cost of two checkups and cleanings is mostly, if not completely, covered, which means that you may not have to pay anything out of pocket when you visit the dentist every six months. If you decide not to see the dentist this year, you’re spending money on services that you aren’t using. You might as well use what you’ve already paid for by coming to the dentist on a regular basis.
Dental Insurance Benefits Do Not Roll Over.
If you don’t use all your work vacation days, they carry over into the new year, giving you more days to use. Unfortunately, that’s not how dental insurance benefits in Lincoln work. They reset on January 1, which means that if you leave your benefits unused, you lose them entirely. It’s like buying fruit from the grocery store, only to let it go bad on your counter. Do you want to not go to the dentist and waste the money you’ve paid toward your dental insurance, or would you rather take full advantage of your benefits and have a healthier smile? It’s really a no-brainer.
Waiting to Treat Issues Will Cost You More.
Perhaps you’ve avoided the dentist because you already know that you have a dental problem. Well, the longer you postpone treatment, the more expensive the treatment will likely become with time. Plus, did you know that dental insurance has a maximum amount that they contribute to your dental care annually? This amount, called a yearly maximum, can vary, but it is usually between $1,000 and $1,500. If you need dental work done, you can take advantage of the insurance money available to you to help cover this treatment. If you wait until the new year, you may have a more serious problem and have to pay more out of pocket.
If it’s been more than six months since you’ve last seen the dentist, now is the time to squeeze in an appointment into your busy schedule before you lose your dental insurance benefits for this year. In the long run, it could save you the financial and physical pain of having to deal with more costly treatment. So schedule your dental visit today!
About Williamsburg Dental
To make dental care more affordable for families in Lincoln, Williamsburg Dental is proud to accept and work with many PPO dental insurance plans. In fact, they are in-network with most of the most popular plans, including Delta Dental, Cigna, United Concordia, and more. For those who do not have dental insurance, they offer an in-house savings plan that doesn’t involve any claims, yearly maximums, or deductibles—for a low annual fee. If you have an insurance question or want to learn more about the in-house plan, you can contact Williamsburg Dental by clicking here.