Your Dentist Accepts Ameritas
Finding a dentist who is in-network with your dental insurance is crucial for receiving the most affordable care. If you are insured under Ameritas, your provider is on the long list of dental insurances Williamsburg Dental accepts. Learn more about how you can maximize on your investment in your oral health below.
How Dental Insurance Works
Dental insurance is designed to make receiving the dental care you need more affordable. With an insurance plan, preventive dental care is usually fully covered. Restorative treatments (think fillings, root canals, and bridges) are heavily discounted by your insurance provider.
When you choose a dentist who is in-network with your Ameritas insurance plan, it is easier to receive the affordable care you are eligible for. Simply pay any money you owe at the time of treatment, and our team will receive the rest of the payment from your insurance after we have filed the claim. We will take care of any paperwork for you to make using your dental insurance benefits even easier.
Here are some terms you need to know to better navigate your dental insurance plan.
- Premium: The amount you pay each month in exchange for your dental coverage.
- In-network provider: A dentist who has come to an agreement with your dental insurance provider to provide services at a predetermined rate.
- Deductible: The amount you must pay out-of-pocket for services outside of preventive care before your dental insurance will kick in.
- Annual maximum: The amount up to which your dental insurance must pay for services.
- Preventive Care: A High Priority for Insurance
Visiting the dentist regularly -- even when you don’t think you need to -- is the key to keeping your smile healthy for a lifetime. Preventive dentistry greatly reduces the need for lengthy, complex treatments later on.
Your dental insurance should fully cover two checkups and cleanings with a set of x-rays each year. Additional preventive services, like dental sealants or fluoride treatments, may be covered or discounted under your insurance plan, too.
Gum disease affects the majority of Americans over the age of 35, but it is easy to prevent with routine visits to your dentist’s office. During a hygiene appointment, our team removes plaque and tartar and evaluates the health of your teeth and gums. Gum disease in its earliest stages can often be reversed with improved oral hygiene at home and a few extra visits to your dentist. Left untreated, however, the condition is linked to a number of serious health conditions -- so don’t slack off on your routine dental care.
Take advantage of your dental insurance plan by scheduling two checkups and cleanings each year. You can make both appointments at once, and simply adjust the time or date if needed as the date draws near.
Questions? We’re Here to Help
If you have questions about the specifics of your Ameritas dental insurance plan, our staff is here to help. Please get in touch with Williamsburg Dental to discuss your coverage or to schedule an appointment today!